Surety Bonds

In addition to business insurance, we also offer commercial and contract surety bonds.

States and municipalities often require businesses to obtain surety bonds as a guarantee of performance within a stated period of time. Some bonds are instant issue while others require credit checks or financials.

Visit our bond store below to receive a quote and instantly print the bond you need.

Morency & Associates, Inc.
1194 Long Hollow Pike
Gallatin, TN 37066

615-452-4532       (Office)
877-244-9090  (Toll-Free)
615-452-6580           (Fax)
Kevin Morency      (Email)

If you prefer, please contact Kevin when you need a bond or have questions about the type of bond you need for your business operation in Tennessee, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Carolina, Ohio, Virginia, and Wisconsin.

Commercial Bonds

License & Permit Bond

Guarantees the performance of obligations required by permits, state law, or municipal ordinance. Protects the public and governmental entities from financial losses arising from the failure of a contractor to fulfill obligations.

    • Compliance Only
    • Contracting
    • Drivers Education
    • Fitness Center
    • Motor Vehicle Dealer
    • Pest Control
    • Public Safety
    • Right of Way
    • Tax Guaranty
    • Warehousing

Court & Judicial Bonds

Encompasses various bonds required of participants in a lawsuit permitting pursuance of certain remedies in court.

    • Appeal
    • Attachment
    • Injunction
    • Plaintiff & Defendant
    • Replevin

Probate & Fiduciary Bonds:

    • Administrators
    • Executors
    • Personal Representatives
    • Guardians
    • Conservators
    • Trustees

Public Official Bond

Guarantees honest, faithful performance of duty by a public official.

    • Individual, Blanket
    • Notary







Fidelity Bond

Provides for indemnification for a loss caused by a dishonest act or fraudulent act of an employee covered under the bond.

    • Business Service Bond
    • Employee Dishonesty Bond
    • ERISA Bond
    • Forgery Bond





Miscellaneous Bond

All other commercial surety bonds which often arise from business transactions and relationships or are required by governmental entities to protect the public.

Financial Guarantee:

    • Wage & Fringe Benefit Bond
    • Utility Deposit Bond





Contract Bonds

Bid Bond

Guarantees the contractor submitting a bid and awarded a construction contract will enter into the contract and furnish the performance and/or payment bond.

Payment Bond

Guarantees the contractor will fulfill the construction contract/pay obligations for material and labor costs.

Supply Bond

Guarantees faithful performance of a contract to furnish supplies or materials.

Maintenance Bond

Guarantees against defective workmanship or materials for a specific period of time. Some also guarantee efficient or successful operation.
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